AARP Medicare Supplement from United

Healthcare's Senior Division

AARP has partnered with United Healthcare to offer all Medicare supplement plans – A, B, C, D, E, F, G, H. I, J, K, and L, and a Select Plan C - to its association members. AARP has a community rating in many states, meaning that they do not consider age, gender, tobacco usage, or geographic location in the state in order to determine premiums for the various plans. For a particular plan all people get the same premium rate.

This can be of benefit as you age since they do not have age-related rate increases. If you are younger, the premium for a plan can be higher than those of other companies. Another benefit of AARP - United Healthcare’s policies is that aside from guaranteed issue periods, the only medical question they consider is if an applicant has end-stage renal disease. This could allow for guaranteed issue coverage in many situations that may normally preclude a client from being approved for health insurance coverage.

AARP, formerly the American Association of Retired Persons, is a United States-based non-government organization (a special interest group). It is "a nonprofit, nonpartisan membership organization for people age 50 and over ... dedicated to enhancing quality of life for all as we age," which "provides a wide range of unique benefits, special products, and services for our members," according to its mission statement.

AARP operates as a non-profit advocate for its members, one of the most powerful lobbying groups in the United States, and also sells insurance, investment funds and other financial products. AARP is one of the largest membership organizations for people age 50 and over in the United States, claiming over 38 million members.