What Makes Blue Cross and Blue Shield so Special?

About the Company:

Blue Shield and Blue Cross is serving more than hundred and twenty million Americans. The company is formed after collaboration of 39 insurance organizations operating across the United States; this collaboration is known as Blue Cross Blue Shield Association (BCBSA).

Blue Cross Insurance was pen down in the year 1929 and Blue Shield Company was formulated ten years later in the year 1939. In the year 1960 the Blue Cross Association was formed. The two companies merged in the year 1982 and formed the association that we know now.

The head operation of this association is handled from Michigan Plaza Complex in Illinois, Chicago. Some of the well known products provided by this association include Blue Card Worldwide, Blue Card, and Blue World Wide Expat. People insured under this insurance coverage get financial security whether they are in the country or outside. Each company under the association has their own specific areas where they can provide coverage.

All the associated companies operate independently and have their own defined areas but the insurance coverage they provide are issued under the name of Blue Shield or Blue Cross. This company offers insurance coverage offers insurance coverage in almost every state of America.

They are also the governing body for Medicare in several regions and states of America, and in majority of the cases they provide insurance coverage to people working in government organization. U.S. government framed Federal Employees Health Benefit Plan (FEHBP) to assist the working of this association. Therefore a strong bond exists between Medicare Supplement policy and Blue Shield Blue Cross system, that exists at the highest level in United States.

The Federal Employee Program provided by the association offers coverage to over half of the people working in Federal government, and also to people who have retired from the federal government service along with their families.

 

Bluecross Blueshield Medicare Supplement Plans

Blue Cross & Blue Shield Medicare Supplement Insurance Coverage:

The supplemental plan offered by Blue Shield and Blue Cross Insurance company are offered with several benefits and that too at the best price in the market. The products offered by the association can be categorized into:

  • Premier coverage Plans
  • Budget plans
  • Option of Medicare select at reduced premium

Benefits Received by the Members of Blue Cross and Blue Shield Insurance Company:

Listed below are some of the benefits of supplemental plans offered by the company, the list is, however, not all inclusive:

  • There are no rejection due to health related issues i.e. guaranteed acceptance
  • Freedom to consult any medical specialist
  • Hospice coinsurance and coverage for prescriptions
  • Member enjoy special discounts
  • Excellent and prompt service to customers
  • Insurance can be renewed regardless of the medical condition of the insured person
  • In majority of the cases the insurance claim is given without filling any form
  • To meet out the changes in medical expenditure there is guaranteed insurance coverage
  • The insured person enjoys the coverage regardless of whether he or she is outside or within the country.

Blue Cross and Blue Shield Company Address (Headquarters):

225 North Michigan Avenue

Chicago, IL 60601

Customer Service is available at: 1-888-630-BLUE (630-2583)

Fax: 312-297-6609

 

Medicare Advantage Plan
Monthly Payments (Average)
Number Of MA Contracts
Advantage Plan Penetration
 
United States $734 United States 428 United States 17.5%
 
Alabama $692 Alabama 41 Alabama 15.2%
Alaska NA Alaska 39 Alaska 0.5%
Arizona $651 Arizona 50 Arizona 30.1%
Arkansas $640 Arkansas 39 Arkansas 8.23%
California $652 California 52 California 30.7%
Colorado $649 Colorado 37 Colorado 28.2%
Connecticut $681 Connecticut 40 Connecticut 9.1%
Delaware $658 Delaware 37 Delaware 2.23%
District of columbia $776 District of columbia 41 District of columbia 8.12%
Florida $840 Florida 74 Florida 23.1%
Georgia $680 Georgia 49 Georgia 8.1%
Hawaii $639 Hawaii 41 Hawaii 34.4%
Idaho $647 Idaho 40 Idaho 18.2%
Illinois $680 Illinois 56 Illinois 7.22%
Indiana $641 Indiana 45 Indiana 9.5%
Iowa $618 Iowa 42 Iowa 11.8%
Kansas $675 Kansas 44 Kansas 6.2%
Kentucky $653 Kentucky 45 Kentucky 8.4%
Louisiana $855 Louisiana 42 Louisiana 16.1%
Maine NA Maine 38 Maine 2.23%
Maryland $815 Maryland 41 Maryland 5.5%
Massachusetts $737 Massachusetts 42 Massachusetts 14.2%
Michigan $816 Michigan 44 Michigan 14.1%
Minnesota $645 Minnesota 40 Minnesota 26.2%
Mississippi NA Mississippi 38 Mississippi 6.51%
Missouri $663 Missouri 45 Missouri 15.2%
Montana $591 Montana 38 Montana 11.2%
Nebraska $650 Nebraska 37 Nebraska 8.21%
Nevada $757 Nevada 41 Nevada 29.1%
New Hampshire $653 New Hampshire 33 New Hampshire 2.1%
New Jersey $807 New Jersey 42 New Jersey 8.2%
New Mexico $651 New Mexico 41 New Mexico 20.1%
New York $811 New York 64 New York 21.2%
North Carolina $647 North Carolina 40 North Carolina 13.3%
North Dakota $591 North Dakota 37 North Dakota 5.51%
Ohio $674 Ohio 54 Ohio 17.1%
Oklahoma $666 Oklahoma 42 Oklahoma 11.3%
Oregon $647 Oregon 53 Oregon 34.3%
Pennsylvania $778 Pennsylvania 59 Pennsylvania 31.1%
Rhode Island $655 Rhode Island 37 Rhode Island 30.2%
South Carolina $646 South Carolina 43 South Carolina 8.22%
South Dakota $591 South Dakota 36 South Dakota 3.2%
Tennessee $655 Tennessee 47 Tennessee 16.1%
Texas $742 Texas 57 Texas 13.0%
Utah $644 Utah 40 Utah 16.5%
Vermont NA Vermont 34 Vermont 1.1%
Virginia $671 Virginia 43 Virginia 8.7%
Washington $644 Washington 47 Washington 19.1%
West Virginia $707 West Virginia 40 West Virginia 6.23%
Wisconsin $618 Wisconsin 46 Wisconsin 18.2%
Wyoming NA Wyoming 35 Wyoming 2.3%

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