Virginia Insurance Companies
Contracting and Client Materials

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Secure Horizons

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United Healthcare / SecureHorizons - Commissions Schedule for Agents

Agent Commissions:

All Plans except A, K and L Ages 65+ Year 1-6 → $170.00
Plans A, K and L Ages 65+ Year 1-6 → $85.00
Advantage Plan
Year 1 → $402.00
Year 2-10 → $201.00
Part D Plan
Year 1 → $55.00
Year 2-10 → $28.00

Virginia - UnitedHealthcare - Medicare Supplement - Outline of Coverage and Rates

Virginia - UnitedHealthcare - Select List of Hospitals

Rules for Transfering FMO: If no business written in previous 6 months then fill out new contract.

United World

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Mutual of Omaha Companies - Commissions Schedule for Agents

Mutual of Omaha Companies - Commisions for products other than Medicare supplement

Agent Commissions:

All Plans
Age 65-80
Ist Year 18%
Years 2-6 18%
Years 7-105%
All Plans
Age 81+
Ist Year 9%
Years 2-6 9%
Years 7-10→ 2.5%

Virginia - United of Omaha - Outline of Coverage and Rates

Rules for Transfering FMO  |  Transfer Request Form

Gerber Life

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Gerber Life - Commissions Schedule for Agents

Agent Commissions:

Ages 65-80
Years 1-6 21%
Years 7-10 3%
Ages 81+ Years 1-6 10.5% Years 7-10 1.5%

Virginia - Gerber - Outline of Coverage and Rates

Rules for Transfering FMO  |  Transfer Request Form

Assured Life

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Assured Life - Commissions Schedule for Agents

Agent Commissions:

Age 65 - 80
Years 1-6 22%
Years 7-10 → 6.5%
Age 81+
Years 1-6 11%
Years 7-10 → 3.25%

Virginia - Assured Life - Outline of Coverage and Rates

Rules for Transfering FMO  |  Transfer Request Form

   

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Forethought Life - Commissions Schedule for Agents

Agent Commissions:

Plan F, G & N
Age 65-80
Years 1-6 22%
Age 81+
Years 1-6 11%

Forethought - Underwriting Guide

Virginia - Forethought - Outline of Coverage and Rates

Rules for Transfering FMO  |  Transfer Request Form

Also offering an industry leading final expense policy.

Agent Commissions for Final Expense Policy:

Age 50-75
Year 1 115% Years 2 9% Years 3-5 5.5% Years 6-10 .5%
Age 76-80
Year 1 92.5%
Years 2 9%
Years 3-5 5.5% Years 6-10 .5%

Forthought Final Expense - Commission Schedule for Agents

Guaranteed Plans

America's leading guaranteed-issue health insurances.
First dollar coverage and extensive benefits.
Policies are underwritten by an A.M. Best Rated "A" Excellent carrier.
Level commissions and a site for the online enrollment of clients.

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Use Sponsor ID: 100020992 and Comp Code: QUNV

Level commissions of 30%, 28% and 25% for Choice, Elite and Encore Plans for lifetime of product.

Example of enrollment web site that agents receive:

Foresters

A life insurance organization, rated "A" (Excellent), that has been helping families for over 130 years.
*The final expense product is popular among agents (easily sold over the phone) and clients. Term insurances of 10, 20 and 30 years. Whole and universal life products are part of Forester's portfolio.

*In 2010, the average funeral cost is $8,500.

Agents will be contracted at the 105% commission level.

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Among the lowest rates in the final expense industry (a comparison of 50 carriers - click here)

DentalPlans.com has the nation's largest network of dentists and clinics (over 110,000 of them participating), with quality discount dental plans starting at $79.95/year. Agents receive 30% first-year commission and renewals of 10%, as well as a free, personal website for the online enrollment of clients.

Online Agent Contracting Click Here

Example of enrollment web site that agents receive: